Scams are designed to trick you into giving away your money or your personal details.
They come to you in many forms; by mail, email, telephone, over the internet and door to door.
There are several methods scammers use to steal your money or personal details.
Remember if it sounds too good to be true, it is probably a scam.
Most scams need you to do something before they can work, like providing your personal information or sending money. Do not respond.
Scammers try to suck you in by promising things, such as great prizes, true love or easy money.
Before scammers deliver anything, they will ask you to send money or give them your bank account, credit card numbers or other personal details.
They never deliver what you expect and always rip you off.
Scammers pretend to be legitimate banks or businesses, they approach you out of the blue with leaflets, letters, emails, websites or phone calls with requests that seem like the real thing.
They will give a reason as to why you need to provide them with your personal details, such as your credit card/bank account number and/or passwords etc.
Genuine organisations do not usually make such unsolicited requests.
If you provide your personal details they could steal your money and your identity could be stolen.
Scams target everyone, so protect yourself.
There are no guaranteed get-rich-quick schemes, the only people who get rich are the scammers.
●DON’T respond to offers, deals or requests for your details — stop and take time to independently check the offer.
●DON’T rely on glowing testimonials: find solid evidence from independent sources.
●ALWAYS type in the web address of a bank, business or authority on the internet rather than opening a link as it’s safer.
●ALWAYS look up phone numbers in an independent directory, when you wish to check if a request or offer is genuine.
●NEVER click on a link provided in an unsolicited email as it will probably lead to a fake website designed to trap you.
●NEVER use phone numbers provided with unsolicited requests or offers as they probably connect you to fakes who will try to trap you with lies.
●NEVER respond to out of the blue requests for your personal details.
Fight the scammers, and don’t respond.